Put a smile on the faces of your employees – and your finance director.
Whatever the size of your business, and whatever the budget, we have a health cash plan to keep your employees in the best of health.
Flexible Health Cash Plan
A valuable addition to any flexible benefits platform
This plan meets the demands and needs of larger businesses with a flexible benefits platform that supports employee wellbeing. Available as either employer or employee paid.
What’s in it for employers?
- Quick and easy to implement, plus marketing support to promote the benefits to your employees
- Health benefits that will show your employees how much you value them
- Supports your wellbeing strategy by adding preventative health services to the range of employee benefits within your flexible platform
- Available as an employee paid benefit through payroll deduction, or as an employer paid benefit
- Helps employees take care of their own health through additional benefits in our online hub, MyWellness
What’s in it for employees?
- Up to 100% money back for everyday healthcare benefits such as Dental, Optical and Physiotherapy
- No medical required prior to joining the plan, plus pre-existing conditions are covered on all benefits
- Children living at home and studying full time covered up to the age of 24
- If employees and partners are covered, they receive separate benefit allowances, whilst dependent children share one allowance*
- Access to MyWellness, which offers additional services that help employees take control of their own health
*Excludes Specialist Consultation and Hospital benefits.
Monthly premiums and claim limits.
The monthly premiums:
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
LEVEL 5
per employee
per employee plus partner
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
LEVEL 5
£11.80
£23.60
£32.00
£64.00
£47.00
£94.00
£67.00
£134.00
£92.00
£184.00
The benefits that can be claimed:
Child Cover
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
LEVEL 5
Dental
Adult individual limit
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
LEVEL 5
£70
£130
£170
£220
£285
Optical
Adult individual limit
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
LEVEL 5
£70
£130
£170
£220
£285
Chiropody
Adult individual limit
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
LEVEL 5
£70
£130
£170
£220
£285
Prescriptions
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
LEVEL 5
1
2
3
4
5
Health & Wellbeing and Health Screening
Adult individual limit
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
LEVEL 5
£70
£130
£170
£220
£285
Combined Physiotherapy
Adult individual limit
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
LEVEL 5
£125
£285
£380
£515
£655
Hospital Benefits
Claim up to a maximum of 25 days/nights per benefit year
Hospital Inpatient (per night)
Hospital Day Surgery (per day)
Adult individual limit
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
LEVEL 5
£20
£45
£65
£85
£110
Parental Hospital Stay
Claim up to a maximum of 25 nights per benefit year
Adult individual limit
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
LEVEL 5
£10
£25
£35
£45
£55
Specialist Consultation, ECG, X ray, MRI scans
Adult individual limit
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
LEVEL 5
£130
£225
£350
£460
£600
Dental Accident
Adult individual limit
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
LEVEL 5
£200
£400
£600
£800
£1000
Maternity – Antenatal and Adoption
A single payment per adult
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
LEVEL 5
£150
£300
£560
£695
£900
The above benefits and allowances are the maximum levels that apply to your plan. The costs, benefits and the benefit level are subject to an annual review and so may change in the future.
Dependent children share one allowance with the exception of Specialist Consultation and Hospital Benefits.
Flexible Cash Plan holders also get access to our additional benefits package:
-
My Counselling
24/7 mental health helpline offering support for stress, anxiety, bereavement, financial concerns and family issues.
-
My GP Anytime
A direct line to a doctor via phone or video chat and prescriptions sent directly to your employee’s home or work address.
-
My Health Assessments
Online health and lifestyle analysis supported by nutrition diaries, stress and fitness programmes plus video guides.
-
My PERKS
Our rewards scheme offering over 4,000 deals and discounts from the brands your employees know and love.
-
My Home Assistance
Help with household chores, local shopping and mobility for employees who need a helping hand at home after a stay in hospital.
Services available on MyWellness can change without notice.
Corporate Health Cash Plan
A cost-neutral plan for businesses.
This plan meets the demands and needs of any business that recognises the importance of employee wellbeing. It’s paid for by the employee, so it’s cost neutral to the business and on top of this it’s easy to implement. Employees simply choose the level of cover that meets their personal budget and pay for it through payroll deduction.
What’s in it for employers?
- Quick and easy to implement, plus marketing support to promote the benefits to your employees
- Helps to reduce absenteeism by providing employees with easy access to everyday wellbeing solutions
What’s in it for employees?
- Up to 100% money back for everyday healthcare benefits such as Dental, Optical and Physiotherapy
- Children living at home and studying full time covered up to the age of 21 at no extra cost
- If employees and partners are covered, they receive separate benefit allowances, as do all registered dependent children
- Access to MyWellness, which offers additional services that help employees take control of their own health
The weekly/monthly premiums and claim limits.
Weekly/monthly premiums:
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
Weekly per employee
Weekly per employee plus partner
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
£1.25
£2.50
£2.50
£5.00
£5.75
£11.50
£8.63
£17.26
£12.12
£24.24
£18.42
£36.84
Monthly per employee
Monthly per employee plus partner
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
£5.40
£10.80
£10.82
£21.64
£24.94
£49.88
£37.38
£74.76
£52.50
£105.00
£79.80
£159.00
The benefits that can be claimed:
Child Cover
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
Dental
Adult individual limit
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
£45
£75
£135
£185
£240
£315
Optical
Adult individual limit
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
£45
£75
£135
£185
£240
£315
Chiropody
Adult individual limit
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
£45
£75
£135
£185
£240
£315
Prescriptions
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
1
2
3
4
5
6
Health and Wellbeing
Adult individual limit
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
£45
£75
£135
£185
£240
£315
Health Screening
Adult individual limit
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
£45
£75
£135
£185
£240
£315
Combined Physiotherapy
Adult individual limit
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
£75
£140
£315
£420
£585
£740
Hospital Benefits
Claim up to a maximum of 25 days/nights per benefit year
Hospital Inpatient (per night)
Hospital Day Surgery (per day)
Adult individual limit
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
£10
£20
£45
£65
£85
£110
Parental Hospital Stay
Claim up to a maximum of 25 nights per benefit year
Adult individual limit
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
£5
£10
£25
£35
£45
£55
Specialist Consultation, ECG, X ray, MRI scans
Adult individual limit
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
£75
£150
£250
£390
£525
£675
Dental Accident
Adult individual limit
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
£100
£200
£400
£600
£800
£1000
Maternity – Antenatal and Adoption
A single payment
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
£75
£150
£300
£560
£695
£900
Personal Accident Protection
A single payment
Adult individual limit
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
£2500
£5000
£10000
£15000
£20000
£25000
Family Planning
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
-
-
-
-
-
£500
Critical Illness
Adult individual limit
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
-
-
-
-
-
£2000
Sickness and Accident Protection
ACCESS LEVEL
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Prestige Level
-
-
-
-
-
Contribution to sickness and accident
The above benefits and allowances are the maximum levels that apply to your plan.
The costs, benefits and the benefit level are subject to an annual review and so may change in the future.
Corporate Cash Plan holders also get access to our additional benefits package:
-
My Counselling
24/7 mental health helpline offering support for stress, anxiety, bereavement, financial concerns and family issues.
-
My GP Anytime
A direct line to a doctor via phone or video chat and prescriptions sent directly to your employee’s work or home address.
-
My Health Assessments
Online health and lifestyle analysis supported by nutrition diaries, stress and fitness programmes plus video guides.
-
My On-Demand Physio
Provides consultations with a qualified physiotherapist via phone or video chat together with a personal diagnosis and recovery plan.
-
My Cancer Screening
Access to a selection of tests that detect the early stages of some of the most common cancers.
-
My PERKS
Our rewards scheme offering over 4,000 deals and discounts from the brands your employees know and love.
-
My Home Assistance
Help with household chores, local shopping and mobility for employees who need a helping hand at home after a stay in hospital.
Services available on MyWellness can change without notice.
Classic Health Cash Plan
A healthy foundation for any business.
This plan meets the demands and needs of smaller businesses with three or more employees, that wish to support the wellbeing of their workforce. It’s company paid up to the total annual premium income of £3,000, with the option for employees to top up their level of cover voluntarily.
What’s in it for employers?
- Quick and easy to implement, plus marketing support to promote the benefits to your employees
- Health benefits that will show your employees how much you value them
- Four levels of cover to choose from, with an option to add further modules to the plan
- Includes an Occupational Health Helpline for general advice on issues such as sickness absence and return to work
- Access to Stress Intervention, a return to work support programme for stress related absentees that also protects employer interests
- 24/7 support from occupational health experts with advice on compliance, employment law, health and safety, risk assessments and tax
What’s in it for employees?
- Employer paid, plus employees have the flexibility to increase their level of cover at their own expense
- Up to 100% money back on everyday healthcare costs, such as Dental, Optical and Physiotherapy
- Children living at home and studying full time covered up to the age of 18 at no extra cost
- If employees and partners are covered, they receive separate benefit allowances, whilst dependent children share one allowance.*
- Access to MyWellness which offers additional services that help employees take control of their own health.
*Excludes Specialist Consultation and Personal Accident Protection.
Monthly premiums and claims.
The monthly premiums:
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
3-9 Employees:
per employee
per employee plus partner
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
£6.93
£13.86
£15.60
£31.20
£25.13
£50.26
£40.73
£81.46
10+ Employees:
per employee
per employee plus partner
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
£4.77
£9.54
£11.70
£23.40
£21.67
£43.34
£34.02
£68.04
The benefits that can be claimed:
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
Dental
Adult individual limit
Child combined limit
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
£60
£30
£110
£55
£160
£80
£210
£105
Optical
Adult individual limit
Child combined limit
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
£60
£30
£110
£55
£160
£80
£210
£105
Chiropody
Adult individual limit
Child combined limit
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
£60
£30
£110
£55
£160
£80
£210
£105
Health & Wellbeing and Health Screening
Adult individual limit
Child combined limit
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
£80
£40
£130
£65
£180
£90
£230
£115
Combined Physiotherapy
Adult individual limit
Child combined limit
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
£160
£80
£290
£145
£390
£195
£520
£260
Specialist Consultation, ECG, X ray, MRI scans
Adult individual limit
Separate child limit
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
£200
£200
£260
£260
£300
£300
£400
£400
Dental Accident
Adult individual limit
Child combined limit
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
£180
£90
£400
£200
£600
£300
£800
£400
Personal Accident Protection
A single payment per adult
A one off, single payment for any child
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
£5000
£2500
£5000
£2500
£5000
£2500
£5000
£2500
Stress Intervention
Work-related stress support programme.
LEVEL 1
LEVEL 2
LEVEL 3
LEVEL 4
The above benefits and allowances are the maximum levels that apply to your plan.
The costs, benefits and the benefit level are subject to an annual review and so may change in the future.
Classic Health Cash Plan holders also get access to our additional benefits package:
-
My Counselling
24/7 mental health helpline offering support for stress, anxiety, bereavement, financial concerns and family issues.
-
My GP Anytime
A direct line to a doctor via phone or video chat and prescriptions sent directly to your employee’s work or home address.
-
My Health Assessments
Online health and lifestyle analysis supported by nutrition diaries, stress and fitness programmes plus video guides.
-
My PERKS
Our rewards scheme offering over 4,000 deals and discounts from the brands your employees know and love.
Services available on MyWellness can change without notice.
Tailored Health Cash Plan
Your own plan, made to measure.
This plan meets the demands and needs of businesses with 50+ employees that want a plan that meets the exact needs of their business to support employee wellbeing. It’s employer paid with the option for employees to top up their level of cover voluntarily.
What’s in it for employers?
- You’ll get a dedicated Account Manager to help make implementing and administering the plan smooth and easy, with ongoing support
- We can provide real time quotes to help you to create the right mix of healthcare benefits to suit the needs of your business
- Choose from up to 23 healthcare benefits that will show your employees how much you value them
- Add your company logo to the literature and talk to us about on-site support to encourage take-up and engagement
- Includes an Occupational Health Helpline for general advice on issues such as sickness absence and return to work
- Access to Stress Intervention, a return to work support programme for stress-related absentees that also protects employer interests
- 24/7 support from occupational health experts, with advice on compliance, employment law, health and safety, risk assessments and tax
What’s in it for employees?
- Up to 100% money back for everyday healthcare benefits such as Dental, Optical and Physiotherapy
- Employer paid, plus employees have the option to increase their level of cover at their own expense
- Dependent children covered at no extra cost
- Worldwide cover on selected benefits
- No medical required to join
- Pre-existing conditions covered and no GP referral required before joining
- Access to MyWellness, which offers additional services that help employees take control of their own health
The costs, benefits and the benefit level are subject to an annual review and so may change in the future
Tailored Cash Plan holders also get access to our additional benefits package:
-
My Counselling
24/7 mental health helpline offering support for stress, anxiety, bereavement, financial concerns and family issues.
-
My Employee Assistance Programme
Access to eight face-to-face counselling sessions including cognitive behavioral therapy.
-
My GP Anytime
A direct line to a doctor via phone or video chat and prescriptions sent directly to your employee’s home or work address.
-
My On-Demand Physio
Provides consultations with a qualified physiotherapist via phone or video chat together with a personal diagnosis and recovery plan.
-
My Wellbeing app
Access to Thrive, the NHS-approved† app that helps employees monitor and manage mental wellbeing.
-
My Cancer Screening
A selection of tests that detect the early stages of some of the most common cancers.
-
My Health Assessments
Online health and lifestyle analysis supported by nutrition diaries, stress and fitness programmes plus video guides.
-
My PERKS
Our rewards scheme offering over 4,000 deals and discounts from the brands your employees know and love.
-
My Home Assistance
Help with household chores, local shopping and mobility for employees who need a helping hand at home after a stay in hospital.
† The app meets NHS quality standards for clinical effectiveness, safety, usability and accessibility and has a supportive evidence base.
Services available on MyWellness can change without notice.
Contact us
Let’s get the ball rolling.
We're here to help so drop us a line, we'd love to hear from you.
